Saving & Spending Home & Auto

10 New 2026 Cars That Are Actually Terrible Deals

Do your research before paying thousands for a ride in the new year.

2026 jeep compass
Updated Jan. 5, 2026
Fact check checkmark icon Fact checked

Plenty of drivers are excited about new options coming in the new year. One of the smart money moves if you own a car and want to buy a new ride in 2026 is to make sure you do your research so you don't have buyer's regret.

One way to do just that is to avoid new cars that may turn out to be bad deals and leave you with the feeling you paid too much. Here's a look at 10 new cars that may do just that.

Editor's note: Reviews and data come from Consumer Reports.

Smart Drivers, Smarter Savings.
Compare car insurance rates in Ohio
See if you qualify for a lower rate in less than 2 minutes
Currently Insured?
Multiple Cars?
Homeowner
Age
map pin icon
By clicking the button above, I understand and agree that this site uses site visit recording technology (provided by Trusted Form, Jornaya, and Microsoft Clarity) Privacy Policy

2026 Nissan Kicks

Courtesy of Nissan 2026 nissan kicks

MSRP: $23,930

It looks like plenty of people are overpaying for the new Nissan Kicks. In fact, they're generally paying about 5% over the MSRP. In other words, more than $1,200 over that price. Some other reasons you may want to avoid the Kicks include a harsh ride, a noisy cabin, and reports of slow acceleration.

2026 Cadillac XT5

Courtesy of Cadillac 2026 cadillac xt5

MSRP: $46,300

The Cadillac XT5 is a luxury compact SUV. Many people are paying about 4% over the MSRP. It means the average spent over that amount is $2,059. Another negative mentioned by some reviewers is that the XT5 just doesn't live up to its competitors. Some also said it feels lethargic and has difficult views.


2026 Mitsubishi Outlander

Courtesy of Mitsubishi 2026 mitsubishi outlander

MSRP: $31,795

Plenty of drivers are overpaying for the 2026 Outlander ES S-AWC. In fact, they're spending an average of $1,352 over the MSRP of $31,795. Some owners have also talked about the Outlander trailing other small SUVs in the quality of ride and overall refinement.

Resolve $10,000 or more of your debt

National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1

Sign up for a free debt assessment here.

2026 Mazda3

Courtesy of Mazda 2026 mazda 3

MSRP: $25,550

You may see the Mazda3 being offered for close to $26,600. That's more than $1,000 over the MSRP and not a good deal. You may also find the infotainment system kind of complicated, and the rear seat leaves more to be desired. Rear and side visibility may be an issue for the hatchback.

2026 Ford Escape

Courtesy of Ford ford escape

MSRP: $31,195

For drivers looking for a compact SUV, the Ford Escape ST-Line FWD may not be the best deal for the new year. Drivers have been spending an average of $1,200 over the MSRP.

According to reviewers, this vehicle doesn't have a super high predicted owner satisfaction. One issue may be value. Some buyers don't feel like they got what they wanted relative to the price they paid.

2026 Nissan Rogue

Courtesy of Nissan 2026 nissan rogue crossover

MSRP: $30,490

The Rogue S AWD is another compact SUV that may be a bad deal. Plenty of drivers have been paying more than $1,200 over the MSRP (that's 4%).

Another reason to take pause with the Rogue is a concern about predicted reliability. Other issues may include annoying idle vibration and low dash air vents.

2026 Hyundai Elantra Hybrid

Courtesy of Hyundai 2026 hyundai elantra hybrid

MSRP: $25,450

Make sure you look carefully for a good deal if you want the Elantra Hybrid Blue. Buyers have been spending close to $1,000 on average over the MSRP. When looking at the Elantra Hybrid, take note of some reports of reliability and access concerns for drivers and passengers.

2026 Jeep Compass

Courtesy of Jeep 2026 keep compass

MSRP: $32,890

You can try to search around for a good deal on the Compass Limited AWD. However, many buyers have been spending 3% ($1,139) over the MSRP. Some reviewers have referred to the Compass as an outdated small SUV that just falls short of the competition in most ways.

2026 Nissan Frontier

Courtesy of Nissan 2026 nissan frontier

MSRP: $36,550

Here's a midsize pickup that may be a terrible deal. The Nissan Frontier Crew Cab S 4WD has seen drivers overpaying more than $800 from the MSRP. If you think the Frontier has a rough ride, you're not alone. Reviewers also noted a tight rear seat.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

2026 Volkswagen Jetta

Courtesy of Volkswagen 2026 volkswagen jetta

MSRP: $25,305

The 2026 Jetta Sport also makes the list of new cars that may be bad deals. Lots of buyers have been paying an average of $541 over the MSRP. You may want to make note of potential handling and ergonomic issues with this Jetta.

Bottom line

Oulaphone/Adobe new cars in the showroom

Some of the new cars available for 2026 may turn out to be bad deals. It's especially true if you don't do your research and end up paying more than you feel is fair.

The situation can feel even worse when you're stuck with the new vehicle and shopping around for a new insurance company. One trick that may help this year is to use an online tool to find out how insurance on your new ride may compare to what you're currently paying. Then search for some offers and try to negotiate a deal with your current insurer.

  • You could save up to $600 with some companies
  • Compare dozens of providers in under 5 minutes
  • Fast, free and easy way to shop for insurance
  • Quickly find the perfect rate for you


Financebuzz logo

Thanks for subscribing!

Please check your email to confirm your subscription.