For the price of a small membership fee, Sam's Club members can access low prices that are tough to beat at other retail stores.
But if you go in without a plan or purpose, it can be easy to spend more money than you intended. This quickly defeats the purpose of shopping at a discount or warehouse store.
By doing your research before you shop, you can avoid wasting money. Here are the 10 most common mistakes that cost shoppers when they shop at a Sam's Club.
- 18-29
- 30-39
- 40-49
- 50-59
- 60-69
- 70-79
- 80+
Sleeping on subscription discounts
Did you know that your Sam's Club membership gives you access to discounts on certain subscription services that help you keep more money in your bank account?
For example, Sam's Club members currently save 20% on the at-home fitness subscription service Daily Burn Premium.
You won't find these offerings in stores, so it's important you do your research online to unlock them.
Shopping on the weekend
The weekend is probably the most convenient time to do your warehouse shopping. The only problem is that it's likely the best time for everyone else.
Shopping among big crowds is an easy way to burn yourself out. It's not easy to stock up on the latest deals when all your mind can think about is how quickly you can escape the throes of people.
Try to get your Sam's Club visits done on weekdays. If you must shop on the weekends, do it early.
Buying expiration dates you can't outrun
In addition to saving money, one of the benefits of buying in bulk is that you don't have to worry about repurchasing items anytime soon.
However, this is really only convenient for items that don't expire or that have expiration dates far in the future.
When you're stocking up on a product, make sure the expiration dates give you plenty of time. The last thing you want to do is create product waste.
Paying full price for a membership
At $50 per year, a Sam's Club membership is often cited as one of the best deals in retail.
However, if you're feeling particularly thrifty, there are many opportunities throughout the year to get a discount on the full-priced membership.
For example, during the July 4 holiday in 2022, Sam's Club offered $8 yearly memberships to new members for a limited time. We're not sure if that will happen in 2025, but it might be worth it to wait and see.
Going in without a list
If you don't keep a grocery list, you're not alone. We're all so busy that many of us barely have the time to put a list together. Or worse, we take the time to make a list and then accidentally leave it at home.
Taking a list into Sam's Club makes it easier to avoid impulse buys and stick to your budget, which can prevent you from getting out of debt.
If you find that you often lose paper lists, it might be time to keep your supply needs on your phone. Chances are good you take your phone everywhere.
Not double-checking prices
One of the reasons Sam's Club maintains a loyal customer base is that its retail model allows it to offer low prices on everyday items.
However, if you unconditionally accept this as the truth, you're bound to get caught up in the exception that proves the rule.
While many items at Sam's Club are cheaper than they are elsewhere, make sure you still do your research before buying. This is especially true if you're buying a high-ticket item, such as a TV or other electronics.
Shopping pro tip: This month's best deals
January is here, bringing fresh starts, clean slates, and a renewed focus on routines. As the new year kicks off, so do savings, making it the perfect time to reset your space and budget with smart seasonal buys. Look for deals on:
- Fitness gear, wellness products, and activewear
- Home organization essentials
- Cold-weather basics, like coats, boots, and cozy layers
- For grocery savings, look for seasonal produce, including citrus fruits, leafy greens, and root vegetables
With post-holiday markdowns and a shift toward fresh priorities, January is a great time to shop smart, stock up, and set the tone for a well-prepped year ahead.
Shopping for a small army
Warehouse shopping centers have long been a favorite of large families. However, there are still ways you can benefit from buying items in bulk if you live by yourself or with a small family. You just need to shop mindfully.
While that giant bag of potato chips may make sense for movie night when you have a family of five, those in small families need to consider whether they will be able to finish the chips before they go stale.
This is especially important to remember when dealing with perishable items, like produce, meat, or dairy. Don't shop like you have an army to feed — unless, of course, you do.
Eating before you shop
In most cases, the rule is to eat before you shop. After all, shopping when you're hungry just means your eyes will likely be bigger than your stomach, and you'll pick up more food than you actually need.
However, when you're shopping at Sam's Club, you can go about things a little differently, thanks to the retailer's cafe.
At the cafe, there are many low-price snacks and meals to keep you well-fueled while you shop. Choose from pretzels, pizza, hot dogs, sundaes, and more. So, it's OK to come into the store a little hungry.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Ignoring the clearance section
When you're shopping at Sam's Club, you might not even think about visiting a clearance section. After all, the items at the store are already discounted, so what's the point of looking for sale items?
Big mistake. Sam's Club maintains a revolving door of clearance items in its warehouses, and it carries a selection of home goods, toys, and more. They're well worth a look.
Quick tips: How to save on your grocery bill
Grocery shopping doesn't have to break the bank when you use the right strategies. Here are three quick tips for reducing food expenses:
- Buy store brands instead of name brands whenever possible.
- Always make sure to compare unit prices, not just sticker prices.
- Join your store's loyalty program so you don’t miss out on member discounts.
Even though something like choosing coupons in your grocery store app can feel like an annoying task, the savings can really add up.
Shopping without a Sam's Club MasterCard
If you're shopping at Sam's Club often, you might want to look into applying for a Sam's Club-branded MasterCard.
This card gives you the potential to earn cash back on your Sam's Club purchases — a game changer for anyone who shops at Sam's Club often. Plus, the card conveniently doubles as your membership card.
Bottom line
Now that you know the costly mistakes to avoid at Sam's Club, compound your savings by using one of the top rewards credit cards when you shop (be it a Sam's Club MasterCard or not).
There's no reason why you shouldn't be making cash back on all of your purchases at Sam's Club, or anywhere else. Happy shopping!
Earn Easy Cash Rewards at Amazon.com
on Chase's secure website Intro Offer
Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
Annual Fee $0 Why we like it
If you're a loyal Amazon Prime member and you love getting cash back rewards on your purchases, the Prime Visa is a fantastic option. You can earn big rewards with this card, and it comes with some other valuable perks as well.
With the Prime Visa card, you get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members. Plus, cardmembers earn a whopping
unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases
.
The Prime Visa also comes with some great travel protections that you rarely see with a no-annual-fee card. It offers lost luggage reimbursement, baggage delay insurance, travel accident insurance, and travel and emergency assistance.
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment.
Our partners do not influence how we rate products.
Subscribe Today
Learn how to make an extra $200
Get vetted side hustles and proven ways to earn extra cash sent to your inbox.
Add Us On Google