You work hard for your money, and these apps and services make it super easy to ensure every penny you earn is working equally hard for you. Say goodbye to pesky bank fees and those subscriptions you keep forgetting to cancel, and say "hello, beautiful" to your growing bank account.
Apps only made our list if they are:
- Legit: These are all products made by real companies who do what they say they do.
- Upfront about costs: Most are free, but for those that charge a fee, their pricing is upfront and honest. No hidden fees here.
- Simple and effective: Time is money, right? These apps are easy to use, and they'll help you manage and grow your money.
Without further ado, meet our favorites.
Boost your bank account
This new debit card pays you cash back every time you make a purchase!
Open the Aspiration Spend & Save account and earn up to 2.00% interest (200 times more than what big banks pay!). When you can use any ATM you want without any fees, your cash will start to really add up.
Cancel subscriptions you forgot you had
With Trim, you can automatically negotiate your internet and phone bills down without lifting a finger. It works with all major providers, including Comcast, Time Warner, and Charter, so you can finally stick it to the cable company!
Open an account today, and see how much you could be missing out on.
Pay down debt without doing anything
If you have extra debt to pay down or need help saving a little extra dough for something special, Digit is exactly what you need.
The app works by automatically moving money from your checking account to savings, and it always makes sure you still have enough in checking to cover day-to-day costs. It works so well, Digit has already helped its members save over $1 billion.
Earn free gift cards while you shop
Want an easy way to get free gift cards just for shopping?
Shopkick rewards you for the shopping you already do, whether online or in person. In fact, you can earn points just for walking into a store and scanning some products off the shelf.
Shopkick members have already earned $78 million in free gift cards, and they’re easy to redeem. Sign up today, and see how much you can earn!
Invest your spare change
You don’t need to be rich to start investing like Warren Buffett or Mark Cuban.
With Stash, you can start investing with as little as $5 to earn as you go.
Stash lets you either pick your own stocks or select from a group of curated investments that match your beliefs, interests, and goals.
For a limited time, Stash will give you $5 when you make your first investment.
Get money refunded when prices drop
Nothing is worse than buying something and seeing it on sale the following week.
If an online store owes you a refund, Paribus could be just what you need. The app works wonders by watching for price drops at stores with price-adjustment policies. If a price drops within the price-adjustment period, you can effortlessly get the difference refunded back to you.
Paribus compensates us when you sign up for Paribus using the links we provided.
Bonus: Earn mega rewards and free travel with your credit card
Feeling overdue for a vacation? Then it's time to check out the Chase Sapphire Preferred. Earn 60,000 points after spending $4,000 on purchases in the first 3 months from account opening — worth $750 in travel!