You work hard for your money, and these apps and services make it super easy to ensure every penny you earn is working equally hard for you. Say goodbye to pesky bank fees and those subscriptions you keep forgetting to cancel, and say "hello, beautiful" to your growing bank account.
Apps only made our list if they are:
- Legit: These are all products made by real companies who do what they say they do.
- Upfront about costs: Most are free, but for those that charge a fee, their pricing is upfront and honest. No hidden fees here.
- Simple and effective: Time is money, right? These apps are easy to use, and they'll help you manage and grow your money.
Without further ado, meet our favorites.
Boost your bank account with a loan
If you're looking for a chunk of change to help start the summer off right, a personal loan could be a good option.
Our partner Personal Loan Pro will match you with loan providers to fit your specific needs. In only 2 minutes, you could get matched for a loan up to $50,000 and rates as low as 3.99%*.
Why not see if you qualify? It will NOT affect your credit score.
Save up to $516 on car insurance
Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium.
It's easy to search and compare quotes with Provide Insurance. Think of it as Kayak, but for car insurance.
They can help match you to insurance carriers and regional agencies to help you save on your car insurance. Provide can save drivers up to $516 per year compared to their current insurance premiums.
It takes less than 5 minutes to fill out the form and you’ll receive a list of matches that show you online, email, and potentially phone quotes.
Invest your spare change
You don’t need to be rich to start investing like Warren Buffett or Mark Cuban.
With Stash, you can start investing with as little as $5 to earn as you go.
Stash lets you either pick your own stocks or select from a group of curated investments that match your beliefs, interests, and goals.
For a limited time, Stash will give you $5 when you make your first investment.
Earn unlimited cash rewards from your favorite brands
Drop is a free app that gives out cash rewards for the spending you already do every day.
When you sign up, link your debit or credit card, select your offers from the browse page and you'll automatically earn points back from purchases made with Drop’s partnered brands - like Walmart, Sephora, Instacart, eBay, and MANY more.
Make sure you check back frequently as they add new offers each week! Whenever you're ready, redeem those points for gift cards to places like Starbucks, Amazon, and Whole Foods!
Cancel subscriptions you forgot you had
With Trim, you can automatically negotiate your internet and phone bills down without lifting a finger. It works with all major providers, including Comcast, Time Warner, and Charter, so you can finally stick it to the cable company!
Open an account today, and see how much you could be missing out on.
Pay down debt without doing anything
If you have extra debt to pay down or need help saving a little extra dough for something special, Digit is exactly what you need.
The app works by automatically moving money from your checking account to savings, and it always makes sure you still have enough in checking to cover day-to-day costs. It works so well, Digit has already helped its members save over $1 billion.
Earn free gift cards while you shop
Want an easy way to get free gift cards just for shopping?
Shopkick rewards you for the shopping you already do, whether online or in person. In fact, you can earn points just for walking into a store and scanning some products off the shelf.
Shopkick members have already earned $78 million in free gift cards, and they’re easy to redeem. Sign up today, and see how much you can earn!
*Rate quotes on Personal Loan Pro are no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.