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Earn Cash Back at Costco With One of These Cards

CREDIT CARDS - CASHBACK CREDIT CARDS
The right card in your wallet could save you $100s a year, so you can get more from your Costco trips.
Last updated Sept. 21, 2023 | By FinanceBuzz Editors

If you love shopping at Costco, then these credit cards could be perfect for you. You can make the most of your Costco trips by choosing a credit card with exceptional cash back rewards. That means you could keep more money in your wallet for even more of your favorite Costco products. Pro tip: Costco only accepts Visa credit cards for purchases.

Earn 2% cash rewards at grocery stores and Costco

The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.

New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!

If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card checks that box too!

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash® Card now.

Other cards that are great for Costco shoppers

Wells Fargo Autograph℠ Card

BEST FOR: UNLIMITED 3X POINTS ON TRAVEL AND RESTAURANTS

The Wells Fargo Autograph℠ Card(Rates and fees) is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.

Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.

Aside from the massive intro offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 20.24%, 25.24%, or 29.99% variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!

One thing that shouldn't be overlooked, all of these perks come with no annual fee.

Click here to apply for the Wells Fargo Autograph℠ Card now.

Bank of America® Travel Rewards credit card

BEST FOR: BONUS WORTH $250 TOWARD TRAVEL

The Bank of America® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited 1.5X points on all purchases - this is without a doubt the card you want to keep at the top of your wallet.

New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

Quit juggling multiple cards to optimize your travel rewards - with the Bank of America® Travel Rewards credit card, you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.

Additional perk: Take advantage of this cards 0% introductory APR period on purchases and qualifying balance transfers for 15 billing cycles (then 18.24% - 28.24% Variable). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.

Annual fee: $0

Click here to apply for the Bank of America® Travel Rewards credit card now.

Ink Business Cash® Credit Card

BEST FOR: $900 Bonus Cash Back

If you’re getting ready to start your new business or gearing up to make a large business purchase, the Ink Business Cash® Credit Card is the card to consider.

Start racking up serious cash back rewards with this card - Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases with no limit.

New cardholders can earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Additional perk: You don't even need an Employer Identification Number (EIN) to apply. Solo entrepreneurs and side hustlers can take advantage of these perks!

Annual Fee: $0

Click here to apply for the Ink Business Cash® Credit Card now.

Chase Freedom Unlimited®

up to 5% cash back + 0% intro APR for 15 months

Searching for a credit card that combines cash back rewards and a long 0% introductory APR period? You'll want to check out the Chase Freedom Unlimited® Card!

Cardholders can earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.

And you don’t want to overlook the extended 0% intro APR period: New cardholders can enjoy an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until December 2024 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 20.49% - 29.24% Variable.

Annual Fee: $0

Click here to apply for Chase Freedom Unlimited® now.

Lucrative, Flat-Rate Cash Rewards

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn 2% cash rewards on purchases

Benefits and Drawbacks
Card Details