We may receive compensation from the products and services mentioned in this story. Learn more about how we make money and our editorial policies. Learn more.

Top Credit Cards for Costco Shoppers

The right card in your wallet could save you $100s a year, so you can get more from your Costco trips.
Last updated May 8, 2023 | By Greg Van Horn

If you love shopping at Costco, then these credit cards are perfect for you. You can make the most of your Costco trips by choosing a credit card with exceptional cash back rewards. That means you could keep more money in your wallet for even more of your favorite Costco products.

BankAmericard® credit card


If you have lingering credit card debt with high interest rate charges from other cards, the BankAmericard® credit card can help you squash that debt without pesky charges.

Enjoy a 0% introductory APR for 21 billing cycles for any qualifying balance transfers made in the first 60 days, plus a 0% intro APR on purchases for 21 billing cycles. This extended intro period gives you extra time to pay down your balances. After the intro period, the APR is 15.74% - 25.74% Variable.

This card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.

Plus, sometimes credit cards will charge penalty APR if you have late payments, but there is no penalty APR with the BankAmericard® credit card. This credit card can be powerful for helping to get your finances in order.

Click here to apply for the BankAmericard® credit card now.

Wells Fargo Autograph℠ Card


The Wells Fargo Autograph℠ Card Rates and fees is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.

Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.

Aside from the massive intro offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 19.99%, 24.99%, or 29.99% variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!

One thing that shouldn't be overlooked, all of these perks come with no annual fee.

Click here to apply for the Wells Fargo Autograph℠ Card now.

Bank of America® Travel Rewards credit card


The Bank of America® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited 1.5X points on all purchases - this is without a doubt the card you want to keep at the top of your wallet.

New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

Quit juggling multiple cards to optimize your travel rewards - with the Bank of America® Travel Rewards credit card, you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.

Additional perk: Take advantage of this cards 0% introductory APR period on purchases and qualifying balance transfers for 18 billing cycles (then 17.74% - 27.74% Variable). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.

Annual fee: $0

Click here to apply for the Bank of America® Travel Rewards credit card now.

Ink Business Cash® Credit Card

BEST FOR: $750 Bonus Cash Back

If you’re getting ready to start your new business or gearing up to make a large business purchase, the Ink Business Cash® Credit Card is the card to consider.

Start racking up serious cash back rewards with this card - Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases with no limit.

New cardholders can earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Additional perk: You don't even need an Employer Identification Number (EIN) to apply. Solo entrepreneurs and side hustlers can take advantage of these perks!

Annual Fee: $0

Click here to apply for the Ink Business Cash® Credit Card now.

Author Details

Greg Van Horn Greg Van Horn is the founder and CEO of FinanceBuzz. A serial technology entrepreneur, he has built and scaled over a dozen multiple-million dollar digital companies in the last 15 years.