Citi / AAdvantage Platinum Select World Elite Mastercard Review: Free Checked Bags and 2X Miles on Dining [2020]

You don’t need to pay a lot to get major perks from this American Airlines credit card.
Last updated Feb 5, 2020 | By Robin Kavanagh

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American Airlines fans have several credit cards to choose from if they’re looking to earn extra miles with their everyday purchases. The Citi / AAdvantage Platinum Select World Elite Mastercard is one that offers some significant perks and bonuses for very little work on the cardholder’s part. With a low annual fee, free checked bag privileges, and bonus miles for dining out and getting gas, this card definitely deserves some consideration.

Here is a closer look at what the Citi / AAdvantage Platinum Select World Elite Mastercard offers American Airlines customers.

Free checked bags & more

Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

Benefits

  • 50,000 bonus mile sign-up offer
  • 2X miles at gas stations, restaurants, and on American Airlines purchases
  • First checked bag free


Who should get this card?

This card is a great fit for those who want a way to quickly and consistently earn miles with the purchases they make every day. It’s also good for customers who want a large welcome bonus from their airline card and a low annual fee.

Because this card earns American Airlines miles, you’ll want to make sure you fly with the airline at least occasionally so you can use the rewards you earn. The card’s other perks, such as free checked luggage or preferred boarding, are also only good on the airline, so if you rarely fly with American you may not get much use from those benefits.

This card typically requires good to excellent credit for approval, so applicants with healthy credit may have a greater chance of success.

Card Basics

Annual Fee $99 (waived first year)
Intro Bonus Earn 50,000 American Airlines AAdvantage bonus miles after spending $2,500 in the first 3 months
Recommended Credit Score Excellent
Foreign Transaction Fee N/A

Top Card Benefits

  • Generous welcome offer: American Airlines has a very generous welcome offer that’s relatively easy to attain. You’ll get 50,000 miles after you spend $2,500 in purchases within first 3 months of opening your account. That’s enough miles to get you up to two round-trip tickets almost anywhere in the contiguous 48 states in the U.S. and Canada, depending on your flexibility.
  • Easy American miles with everyday spending: You can easily grow your bank of miles by doing your everyday shopping with the Citi / AAdvantage Platinum Select World Elite Mastercard. You’ll earn 2X miles at gas stations and restaurants, and on American Airlines purchases; and unlimited 1X miles on all other purchases. Those bonus categories can rack up miles quickly.
  • Flight perks: This card gives you some cool perks when flying. The first is one free checked bag for you and up to four companions when flying domestically. You’ll also get preferred boarding on American Airlines flights.
  • Discounts: You’ll get some nice discounts when using the Citi / AAdvantage Platinum Select World Elite Mastercard. First, you’ll get 25% off in-flight and beverage purchases when flying American Airlines. You can also earn a $125 American Airlines discount on a flight after you spend $20,000 or more in purchases in one year and renew your card membership.
  • Low fees: Even though this card has an annual fee, it’s an affordable $99 (waived first year). There are also no foreign transaction fees, so you can use this card on your international travels without racking up added expenses.

Earning & Redeeming

Best ways to earn

Earning miles is easy with the Citi / AAdvantage Platinum Select World Elite Mastercard. When you use your card at gas stations, restaurants, and eligible American Airlines purchases, you get 2X miles per dollar spent. Those are common spending categories for many families, so you could earn miles quickly depending on your budget.

For all other eligible purchases, you’ll get 1X per dollar spent.

Categories Rewards rate
gas stations, restaurants, and eligible American Airlines purchases 2X
all other eligible purchases 1X

Maximizing your redemptions

The ease of redeeming miles is certainly a big plus with the Citi / AAdvantage Platinum Select World Elite Mastercard. American Airlines has flexible fare options as low as 7,500 miles each way, which makes earning enough miles to get a free or discounted flight pretty easy. To really score a deal, however, try to have flexible travel dates. If you can travel on cheaper days (typically mid-week) you could stretch your miles further.

However, it’s the other perks that come with this card that really deliver the value. First is the free checked bags on American Airlines flights. This can save you at least $60 on a roundtrip domestic flight, were you to need a bag bigger than a carry-on. If you’re a frequent flier, this can really add up for you.

You’ll also get preferred boarding, which places you behind priority passengers but before economy tickets, so you’ll also save some time — and get more access to those overhead bins! — because of your card privileges.

Common Questions

What credit score do you need for Citi AAdvantage Platinum Select?

You’ll need a good-to-excellent credit score to qualify for a Citi / AAdvantage Platinum Select. Generally speaking, any score that is at least a 700 or above is considered good. If your score is 800 or above, you have an excellent score.

Can you upgrade a Citi AAdvantage credit card?

Yes. Citi has a policy that allows cardholders to request upgrades and downgrades to their existing cards. Some cardholders may also be invited to upgrade their card by Citi. If you haven’t been given such an invitation, contact customer service to see if you’re eligible to upgrade your card and what is involved with making that change.

How much does it cost to check a bag on American Airlines?

These charges depend on where you’re traveling to and the size of your bag. The following are rates for bags that meet standard size and weight regulations when flying domestically:

  • First bag: $30
  • Second bag: $40
  • Third bag: $150
  • Four or more bags: $200 each

Which American Airlines credit card is best?

Your individual needs and how you spend and travel will determine which American Airlines credit card is best for you. American has several options to choose from, which makes doing your research before applying very important if you’re looking to get a card that works for you.

Other Cards to Consider

If it’s not sounding like the Citi / AAdvantage Platinum Select World Elite Mastercard is the right fit for you, here are two other cards to consider.

Barclays AAdvantage® Aviator® Red World Elite Mastercard®

The Barclays AAdvantage® Aviator® Red World Elite Mastercard® is very similar to the Citi card, but has some significantly upgraded perks. First is a larger welcome offer: Earn 60,000 bonus miles after you make your first purchase in the first 90 days and pay the annual fee.

You can also earn a $99 companion fare certificate after making one purchase and paying the annual fee within the first 90 days. You’ll earn that certificate annually by spending at least $20,000 per year and keeping your account open a minimum of 45 days after your anniversary date. Plus, you’ll get the same free baggage and preferred perks that the Citi card offers.

Chase Sapphire Preferred

The Chase Sapphire Preferred is an overall great travel credit card that delivers perks and benefits beyond one single airline. It has a welcome offer of 60,000 points when you spend $4,000 within the first 3 months of opening an account. That’s worth up to $750 you can cash in for travel expenses, not to mention extra savings when you book travel, hotel, or car rental reservations through Chase Ultimate Rewards.

You also get a ton of coverage when you travel, such as insurance for trip cancellation or interruption, auto rental collision damage, and baggage delay. There’s also purchase and extended warranty protection for all of your purchase.

Free checked bags & more

Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

Special Offer

Earn 50,000 American Airlines AAdvantage bonus miles after spending $2,500 in the first 3 months

See how these cards compare:

AAdvantage Aviator Red World Elite Mastercard
AAdvantage Aviator Red World Elite Mastercard
  • 60,000 bonus mile sign-up offer
  • 2X miles on eligible American Airlines purchases
  • 0% intro APR on balance transfers
  • Inflight savings options
  • No foreign transaction fees
Chase Sapphire Preferred
Chase Sapphire Preferred
  • 60,000 point sign-up bonus
  • 2X points on eligible dining and travel purchases
  • 3x points on grocery purchases — up to $1,500 per month (ends June 30, 2020)
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • Premium travel protection benefits