You might be frustrated with your daily commute or just getting around to do errands, but just how bad is it?
FinanceBuzz did a survey of the most and least laid-back cities based on economic factors, well-being, leisure activities, and livability including walkability, weather, and traffic.
To live in some cities, you might need to know how car owners can save money. And sitting in traffic won’t help you save money on gas.
The cities with the worst traffic may not surprise you, but traffic might be a consideration if you’re considering relocating for work or retirement.
Check out the top 10 cities with the worst traffic to see if your local roads made the list.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
10. Houston
Houston is the fourth-most populous city in the U.S., behind New York City, Los Angeles, and Chicago, which could affect traffic and commute times.
Houston is mainly in Harris County, which had more than 3.5 million registered vehicles in 2023, according to data from the Texas Department of Transportation.
The city’s public transportation system, METRO, is insufficient for the area’s needs, which may contribute to the traffic.
9. San Jose, California
One issue facing San Jose is that the city at the south end of San Francisco Bay doesn’t have the room to expand highways and other roads, which causes choke points and additional traffic for commuters.
One study estimated that driving during morning and evening rush hours can add 17 minutes to a driver’s commute, up to 72 hours per year in rush-hour traffic.
8. Miami
Bottlenecks are an issue for commuters in Miami, but the city is undertaking some construction projects to ease congestion. Among these are the construction of several flyover ramps to connect east-west expressways to I-95 and Florida’s Turnpike.
The city has also seen an increase in population since the COVID-19 pandemic, adding extra drivers to the roads in recent years.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
7. Detroit
The Motor City may not be motoring along because traffic is an issue for area residents.
The city’s reliance on cars — and the car industry — could be a contributing factor. But its location as a major port and route to Canada also factor in. Plus, it has rough winters. Detroit is one of only three cities on this list that faces snowy winters.
6. Washington, D.C.
The DMV — the District of Columbia, Maryland, and Virginia — has seen a boom in population in the past 20 years, adding over a million residents.
Many flocked to the suburbs around the city without the necessary infrastructure updates to handle all the vehicles on the road.
One study found that commuters in the D.C. area spend more than 100 hours per year in traffic due to the city’s driving woes.
Trending Stories
5. Boston
One of the factors contributing to Boston’s traffic woes is the lack of commuters using public transportation.
The T — Boston’s MBTA public transportation system — includes commuter rails, subways, ferry, and buses, but the number of users has dropped dramatically since the pandemic and hasn’t recovered.
4. Seattle
Seattle is another city affected by commuters returning to the office after working from home during the pandemic.
The city has seen an uptick in traffic in the post-pandemic years, with one study finding that drivers spent 58 hours sitting in traffic in 2023, up from 46 hours a year earlier.
3. San Francisco
San Francisco traffic has returned to pre-pandemic levels as commuters return to the office to work.
Housing costs could also factor into commute times, with residents having to commute longer to suburban areas where they can afford a home.
The median sale price for a home in San Francisco was almost $1.4 million in July, according to real estate website Redfin.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
2. Riverside, California
You might think that Riverside, a city of 320,764 east of Los Angeles, has traffic because of its proximity to LA. But the city has its own traffic problems.
One issue may be choke points along Interstate 215, especially where it intersects with U.S. 60. Besides I-215, I-15 and I-10 are accessed from the city, causing slow traffic and volume issues. This adds up to more time commuters spend in their cars.
1. Los Angeles
It may not be surprising to see Los Angeles at the top of the FinanceBuzz list of cities with the worst traffic, as the city is notorious for its traffic issues.
One recent study found that Angelinos spend an average of 89 hours a year sitting in traffic, making it one of the worst cities for traffic issues.
Bottom line
Traffic can cost you time and money, so you may want to factor in commute times and traffic issues when looking for a new home or job.
You might consider an electric vehicle to reduce your commuting costs. You should also shop around for the best car insurance to save money.
If you live in one of the worst cities for traffic, drive carefully and accept that delays will happen.
- You could save up to $600 with some companies
- Compare dozens of providers in under 5 minutes
- Fast, free and easy way to shop for insurance
- Quickly find the perfect rate for you
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.