Cruising offers an ideal vacation for older adults, combining relaxation, adventure, and all-inclusive amenities into one seamless experience. Whether exploring sun-soaked islands or scenic riverways, cruises cater to senior travelers with conveniences like accessible cabins, onboard entertainment, and stress-free itineraries. However, the true appeal lies in making these memorable trips more affordable with senior-specific discounts and special promotions.
If you’re looking to save money on travel, there are plenty of ways to reduce costs while enjoying the journey.
If you’re over 50, take advantage of massive travel discounts and trip-planning resources
Over 50 and love traveling? Join AARP today — because if you’re not a member, you could be missing out on huge travel perks. When you start your membership today, you can get discounts on hotels and resorts, airfare, cruises, car rentals, and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
An AARP membership not only unlocks discounts that could save you hundreds on your next trip, but you’ll also have access to deals on vacation packages, guided tours, and exclusive content to help plan your next getaway.
Important: Start your membership by creating an account here and filling in all of the information (do not skip this step!). Doing so will allow you to take up to 25% off your AARP membership, making it just $15 the first year with auto-renewal.
Senior discounts from major cruise lines
Many popular cruise lines offer special rates and packages for senior travelers, making it easier to enjoy a luxury getaway at a lower cost. Carnival Cruise Line provides a dedicated calendar for seniors aged 55 and up, allowing passengers to view the lowest fares tailored to this age group.
Royal Caribbean streamlines the process by offering a senior discount option when booking. At the guest selection step, click “Apply a promo code and exclusive rates,” choose “Seniors (Age 55+),” and apply the discount to potentially save. Norwegian Cruise Line also offers senior-friendly deals on select voyages.
Loyalty program discounts
Frequent cruisers can maximize savings by joining cruise line loyalty programs, which often include senior-friendly perks and discounts. Programs like Royal Caribbean’s Crown & Anchor Society, Carnival’s VIFP Club, and Norwegian’s Latitudes Rewards reward repeat passengers with onboard credits, priority boarding, and discounted fares.
As members move up loyalty tiers, additional perks like free upgrades and specialty dining credits become available. Many programs offer extra promotions for seniors, so combining age-based discounts with loyalty rewards can significantly reduce the overall cost of a cruise.
Travel agency senior deals
Specialized travel agencies can be a goldmine for seniors looking to save on cruises. Many agencies cater to older travelers, offering tailored packages combining discounted rates with senior-friendly amenities.
Agencies like Vacations To Go often feature exclusive deals for passengers aged 55 and up. These agencies have expert advisors who understand the needs of senior cruisers and can navigate the latest promotions to find the best value. Booking through a travel agency can also provide personalized service, ensuring a smoother, more enjoyable travel experience.
Earn a $250 travel bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Bank of America® Travel Rewards credit card has no annual fee and you can earn 25,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening.
You can earn additional points just by using this card for your everyday purchases — unlimited 1.5 points per $1 spent on all purchases. The 25,000 bonus points can be redeemed for a $250 statement credit toward travel or dining purchases.
If you want to travel and dine out more, the Travel Rewards card can help you get where you want to go.
The best part? There's no annual fee.
Early booking discounts
Planning ahead can lead to significant savings for senior cruisers, especially during promotional periods like Wave Season (typically January through March), when cruise lines offer some of their best deals.
Many lines offer early booking incentives, such as reduced rates, onboard credits, or free upgrades, for those who reserve their cabins months in advance. Seniors who book early may also secure preferred room selections, including accessible cabins or suites with premium views.
Special promotions for retirees
Cruise lines often target retirees with additional savings, especially during off-peak seasons when demand is lower. These periods typically include times outside school holidays and major travel seasons, such as late fall or early spring.
Lines like Holland America and Princess Cruises frequently offer discounts tailored to older travelers. These include reduced fares and bundled packages with airfare or shore excursions. Some promotions also include longer itineraries, ideal for retirees with flexible schedules.
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Military and AARP member discounts
Seniors who are military veterans or AARP members can unlock additional savings on cruises. Many cruise lines, including Carnival, Royal Caribbean, and Princess Cruises, offer special military discounts on select sailings. Carnival even awards one military member with a free cruise every month!
AARP members can also enjoy benefits like discounts on cruise bookings or bonus perks through affiliated travel partners. They must provide proof of military service or AARP membership during booking to take advantage of these offers.
Group travel and senior clubs
Booking as part of a group or joining a senior travel club can significantly reduce cruise costs. Many cruise lines offer group travel discounts when multiple cabins are reserved together, making this an excellent option for retirees traveling with friends or family. Discounts often include reduced fares, free cabins for group leaders, or complimentary amenities like private dining or cocktail receptions.
Additionally, senior travel clubs and organizations frequently partner with cruise lines to offer exclusive deals and tailored itineraries. Clubs like Road Scholar specialize in educational cruises for older adults, bundling travel savings with enriching onboard experiences and guided excursions.
Solo traveler discounts
Some cruise lines offer great deals for seniors who prefer to travel alone, eliminating the need to pay for a double-occupancy cabin. Norwegian Cruise Line stands out by providing discounted solo staterooms, which are designed specifically for single travelers and offer a more affordable option than paying for a full cabin.
Virgin Voyages also offers up to $3,500 off for solo travelers, making it a fantastic choice for those seeking a luxurious yet budget-friendly cruise experience.
Discounts on onboard expenses
The savings don’t stop after you book your cruise! Many cruise lines offer discounts on onboard expenses to make your journey even more affordable. Seniors can enjoy reduced prices on amenities like spa treatments, specialty dining, and shore excursions.
Lines such as Royal Caribbean and Princess Cruises frequently run promotions where senior travelers receive discounts on cocktail packages, fitness classes, and even Wi-Fi. Additionally, some cruise lines provide special offers for booking shore excursions in advance or purchasing packages for activities like wine tastings or dining experiences.
Unlock exclusive entertainment deals and VIP perks (without a credit card)
Ready to take your entertainment and travels to the next level? Experience the finer things in life with the SELECT card.
No, it's not a credit card, it’s an exclusive membership — and your passport to a world of elite benefits and unforgettable moments.
Imagine sipping complimentary cocktails in downtown Manhattan at KYU NYC or saving 20% on the best sushi in Hollywood Hills at Yamashiro.
Like to shop? Members receive VIP discounts like 15% off at Brooks Brothers, and up to 60% off at Tumi.
Enjoy special offers at luxury hotels like the Four Seasons and Omni Select. For example, you get 15% off at Hyatt Hotels worldwide.
But it’s not just about the hundreds (or thousands) you could save. There are so many features that make you feel like a VIP every day. Like SELECT’s white-glove concierge that assists with bookings, recommendations, or anything you need. And priority access to reservations to some of the year’s hottest events (many not open to the public).
Bottom line
Seniors can take advantage of various discounts to save money and make cruising more affordable. From senior-specific rates and loyalty perks to solo traveler discounts and reduced onboard expenses, numerous ways exist to maximize savings while enjoying a relaxing cruise experience.
To avoid wasting money, consider booking during off-peak seasons, when cruise lines often offer even deeper discounts. Additionally, always check for bundled offers, like discounted shore excursions or onboard credits, which can add more value to your trip and ensure you get the best possible deal.
Easy-to-Earn Unlimited Rewards
Benefits
Card Details
- $0 annual fee
- Simple, flat-rate rewards
- Flexible redemption options
- Up to 75% preferred Rewards bonus potential
- Apply Now
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Read Card ReviewIntro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee
$0
Why we like it
The Bank of America® Travel Rewards credit card is great for individuals who enjoy earning rewards and traveling.
Cardholders will enjoy the flexibility to redeem points with no blackout dates and receive a statement credit to pay for travel and dining purchases.
Earn 1.5X points on all purchases everywhere, every time.
- Apply Now
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