If you’re looking to create a new you in the new year, don’t forget about your home. A clean, bright living space can help you to have the energy you need to tackle all your New Year’s goals and tasks.
If you’d love to update your home but the thought of the cost has you starting to sweat, don’t worry. There are a myriad of ways to update your home’s look without tapping into home equity or going into debt.
These 16 ideas will help you get a new look without spending too much money in the process.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $15 the first year with auto-renewal.
Give your furniture a facelift
With so many people taking their furniture refinishing skills to TikTok and Instagram, it’s easy to get inspo (and tips) on how to update your existing furniture.
Not only can a coat of paint or a new stain transform your dresser or coffee table, but it can also give you a new focal point for your room.
And when you consider that a new coffee table can run you between $200-1,800, you could be looking at some serious savings if you’re only springing for paint or stain.
Paint your front door
As far as exterior updates, painting your front door has been statistically proven to give you the most bang for your buck as far as renovations go. The cost of a gallon of paint can vary, but you can expect to spend around $50, plus the cost of any painting supplies.
As an added bonus, this update not only spruces up your home’s curb appeal, but also increases its value as well!
Plant spring flowers
Annual flowers like pansies, begonias, petunias, and alyssum can add a quick pop of color and visual interest to your yard. These are commonly sold in four-packs for only a few dollars each.
If you act early enough in the season, you may also be able to plant flowers from seed, which is an even cheaper way to spruce up your home and surroundings.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Create an accent wall
The 2025 colors of the year are in: Rich earth tones like deep violet, truffle brown, and cinnamon slate top this year’s favorites.
Choosing to add an accent wall instead rather than painting your entire home to match this year’s trends will not only save you time, it will also save you money because you’ll be able to use less paint.
Plus, with these dominant hues, a single surface is enough to give your home a new look without overwhelming it with color.
Update your fixtures
Nothing says dated like rusted, old fixtures. Updating 90s brass fixtures to silver or chrome ones will have a surprising impact on your home — especially in the kitchen or bathroom where there are a lot of faucets and lights to work with.
Trending Stories
Update your home’s hardware
Handles and doorknobs can do a surprising amount to modernize cabinets, doors, and drawers.
The most economical way to purchase new hardware is in multipacks rather than individually, but if you’re looking to make a big difference on a budget, you may even consider hitting up some secondhand shops and going for a mix-and-match look.
Add free standing lights
You can really brighten your space by adding a lamp or a wall sconce. The additional light makes rooms look bigger and more inviting, and they don’t typically cost a whole lot to purchase, especially if you keep an eye out for sales.
Add a mirror
Another way to add the illusion of light and space to a room is by adding a mirror. It tricks the eye by visually extending the length of the room and reflecting any natural light coming in. You can even choose a mirror with a decorative frame for extra punch.
Rearrange furniture
Sometimes you don’t need to add anything new to make a difference. Just moving around the pieces you already have is enough to give the room a new vibe.
Always consider the function and flow of the room so people can maneuver around the furniture naturally. Hint: Place the larger pieces first to ensure balance.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Declutter
Less really is more. If your space has too much stuff, pare it down so it’s not visually overwhelming. This will allow the eye to focus on the elements you keep rather than becoming distracted by too many objects.
Get a couch cover
Can’t afford new furniture? You can give your living room a whole new look by purchasing a couch cover instead.
If you’re considering a new style, this is a great way to try something a little more bold or funky than you’re used to without committing to an entire look.
Scout the clearance section
This is especially helpful when hunting for seasonal decor. The best time to buy Christmas throw pillows, floral spring pieces, or Halloween tchotchkes is just after the season ends.
You’ll likely snag a great bargain if you’re willing to keep the items in boxes for several months before using them.
Check the thrift store
Vintage elements are very chic these days, and there’s no better place to find them than at your local thrift store. Many times you can find picture frames, vases, ceramics, and other home decor pieces to update with a fresh coat of paint.
Create a budget
If your home design necessitates a few new purchases, determine how much you can spend before you go shopping. It’s easy to succumb to the temptation of the metaphorical and literal shiny objects you find without determining where they will reside in your home or whether you can afford them.
Buy classic, long-lasting pieces
When you do purchase home decor items, stay away from stand-out trends — remember the chevron wall craze and when we wrote “Live, Laugh, Love” in vinyl on everything? — focus your efforts and your dollars on classic pieces that will stand the test of time.
Buy used from online marketplaces
Aside from furniture, home decor doesn’t get much wear and tear, so it makes sense to buy used decorations whenever possible. Dust off the pictures, ceramics, and bookshelves, and they’re as good as new — even if they’ve lived at someone else’s house for a while.
Bottom line
You won’t need to find a side hustle to fund the new updates in your home. There are dozens of projects you can do for very cheap or even free that can give your house a new vibe.
It might take a little creative, out-of-the-box thinking, but you can often use the furniture and decor you already have to change things up.
You might need a few fixtures and a little paint, but with a few small purchases, your home can look completely new and different.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.