8 Common Reasons People Quit Shopping at Costco

These warning signs might indicate it’s time to drop your Costco membership.
Updated Feb. 21, 2024
Fact checked
man in blue casual style shirt standing with X sign hands

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

A Costco membership can save you money on groceries and other items. But shopping at the warehouse retailer isn’t right for everyone.

If you feel you aren’t getting the most out of a Costco membership card, perhaps it's time to cancel it and move on.

Following are some common reasons people quit Costco and started shopping elsewhere.

Earn up to 4% cash rewards to use at Costco

The Costco Anywhere Visa® Card by Citi(Rates and fees) is a powerful card that allows you to earn Costco cash rewards anywhere Visa is accepted — up to 4% cash back! Perfect for those monthly Costco stock-up trips.

Here's how it works: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; and 1% on all other purchases.

This card truly allows you to turn everyday purchases into cashback rewards to use at your favorite store. Even better: Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico!

The best part? There's no annual fee.

Click here to apply for the Costco Anywhere Visa® Card by Citi now.

No store nearby

Viktoriia/Adobe girl moving to new place sitting crying exhausted

Costco has nearly 600 locations in the U.S. and Puerto Rico, but that doesn’t guarantee that there's a location near you.

Moving to another city or state could mean Costco membership perks are no longer a convenience for you. If that's the case, it might be time to quit your membership.

Pro tip: If you love shopping at Costco but don’t have a retail warehouse nearby, try ordering online. Costco can ship items to you.

Spending too much

Abdulkadir/Adobe man hands holding an open empty wallet

It is easy to run up a big bill at Costco. For starters, buying in bulk means you’re usually spending more money now to save money later.

In addition, perhaps you buy items at Costco simply because the bulk deal is so good, even though you normally would not purchase such products. 

If shopping at Costco causes you to needlessly bust the budget, it might be time to cancel your membership.

Prefer other warehouse retailers

RCP/Adobe Sam’s club store

Costco isn’t the only warehouse retailer. Stores such as BJ’s Wholesale Club or Sam’s Club might be closer to your home.

Or maybe you just prefer shopping at one of these alternatives, making your Costco membership less useful.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!1

Get Capital One Shopping now

Not saving enough

Sarah Rypma/Adobe Grocery cart with toliet paper

Sure, buying in bulk can help some people save money. But that's not true for everyone. For example, if you love to clip coupons, it won’t help at Costco since the retailer doesn’t accept them.

There are also instances where the per-unit cost of a Costco item isn't as low as what you'd find at your local grocery store.

Pro tip: Using one of the top credit cards for Costco shoppers can help you rack up rewards that will make your membership worthwhile.

No room for bulk purchases

Erin Cadigan/Adobe food items are stored in a residential pantry

Costco can be a great place to restock your pantry, but only if you have the space to store all those packages of crackers and pasta.

You also might not have room for a lot of frozen or refrigerated items. If you have a freezer or fridge that's already short of space, you could end up with some serious spoilage.

Doesn’t have what you need

Voy_ager/Adobe Warehouse storage of retail merchandise shop

Costco carries a wide variety of foods, household items, clothes, and more. But the retailer might not have the specific flavor of yogurt you want. If that's true, membership can be a lot less appealing.

Too crowded

Erik González/Adobe cars parked outside costco wholesale store

There are times when Costco is just too popular. Shopping at Costco on the weekends can be frustrating. Lines may be long, the store may sell out of items, and it can be difficult to get even one little sample.

It’s better to try to shop during less busy times to get everything you need. If that’s not possible, canceling your membership might be a good option.

Don’t need everything in bulk

mandritoiu/Adobe cold room in costco store

Costco is a great store for bulk purchases, but it doesn’t work so well if you need smaller amounts of an item. That's particularly true of perishables, which can go bad before you eat all of them.

Consider ditching your Costco membership if the bulk purchases simply don’t make sense for you so you can avoid wasting money

Bottom line

wolterke/Adobe Costco Wholesale store and trademark logo

If you find Costco no longer works for you, don’t hesitate to drop your membership. The retailer is well known for its generous return policy.

Talk to a customer service representative, and they can help you cancel the membership for a full refund. But before you do, take some time to make sure canceling is the right option. 

It’s possible that learning a few smart Costco hacks will increase your savings enough to make the membership worthwhile.

Lucrative, Flat-Rate Cash Rewards


Wells Fargo Active Cash® Card

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee


Rewards Rate

Earn 2% cash rewards on purchases

Benefits and Drawbacks
Card Details

Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt